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Tag Archives: Consumer Choice


The Nannystate Continues to Run Amuck

by Peter Roff • Townhall

Despite what many people think the left-liberal coalition’s decision to base so much of its effort on keeping the government out of our bedrooms is, long term, a losing strategy. Conservatives have a slight advantage where these issues are the only ones considered by people when deciding how to vote. If they could redirect their efforts to keeping government out of the kitchen they might have something.

Uncle Sam has decided what we eat and drink is somehow his business. The government says it wants to bend the healthcare cost curve downward but really this is just another version of the ”we know what is best for you” argument that has so many people up in arms. Continue reading


How to Repeal and Replace Obamacare

Affordable Care Act opponents must make their goal the enactment of a better plan.

by James C. Capretta     •     National Review  Money ObamaCare

In the 2014 midterm elections, opposition to the Affordable Care Act — i.e., Obamacare — was a clear political winner. That’s obvious from the election results themselves but also from polling that consistently finds that far more of the electorate disapproves of the law than approves of it.

It is therefore to be expected that the incoming Congress, fully under the control of the GOP, will vote on a straight repeal bill, probably very early in next session. In the House, such a bill will pass easily. But in the Senate, Democrats will control at least 46 seats in the new Congress, giving them plenty of votes to filibuster most legislation they oppose. Consequently, the most likely scenario is that the repeal legislation will die in the Senate and therefore never get sent to the president for a certain veto. Continue reading


Credit Unions Offer Alternative for Consumers and Small Businesses

Congress Must Act to Lift Restrictions on Consumer Choice and Access to Credit in the Market

by Horace Cooper

Much has been written about the over-reach of Dodd-Frank and the drag that law and its progeny will have on the financial services sector, the economic recovery, and job creation.  Evidence continues to mount that the specter of over-regulation is crowding out free market solutions and restricting credit in the markets.  Worse, the negative effects of government interference in the financial services industry extend well beyond large commercial banks deemed “too big to fail.”  A case in point is credit unions.

Credit unions serve an important source of credit for consumers and small businesses.  Historically this has been especially true during economic downturns, when the banking industry either tightened or in other ways limited credit.   Continue reading